You typically need federal student loans to qualify for forgiveness or repayment assistance. But if you’re not eligible for these programs for other reasons, or if you took out private student loans, you may consider refinancing your student loans instead.

You can also use refinancing as a way to get a longer repayment term, which can make your monthly payment Dental debt collection more affordable.

Dentistry is a highly lucrative field, but the financial burden of becoming a dentist is high. If you like the idea of helping people keep their teeth healthy and don’t mind facing debt in the hundreds of thousands of dollars, dental school can be a good path to take.

Take steps to keep the cost of your education low, such as applying for grants or scholarships, and make sure your debt is manageable by using strategies such as income-driven repayment and working toward loan forgiveness.

On top of helping patients, which can be a source of satisfaction for dentists, you’ll also need to spend time managing the finances of the practice and dealing with insurance companies, which can be a significant stressor, especially if you don’t have a background in business.